Regulatory and Legal Information

Who are Mann Island Finance?

Mann Island Finance is a trading style of Mann Island Finance Limited (MIF), a credit broker, and MI Vehicle Finance Limited (MIVF), a lender. Both companies are part of the Investec group of companies.

MIF is authorised and regulated by the Financial Conduct Authority for credit-related regulated activities. Registered office: Reading International Business Park, Reading, RG2 6AA. Registered in England. Company registration no. 02750308. Data Protection Registration Number Z5593398.

MIVF is authorised and regulated by the Financial Conduct Authority for credit-related regulated activities (including hiring). Registered office: Reading International Business Park, Reading, RG2 6AA. Registered in England. Company registration no. 05643927. Data Protection Registration Number ZA081781.


More information about Mann Island Finance Limited – Mann Island’s Credit Broker

Who are we?

Mann Island Finance Limited, a credit broker which is part of the Investec group of companies (the “Investec Group”).

What can we do to help finance your vehicle?

We can introduce you to a number of finance companies (“funders”) who may be able to finance your transaction. We have access to a wide range of funders but there are other funders we cannot introduce you to which may also be able to offer you finance. Two of our funders, MI Vehicle Finance Limited (MIVF – see below) and Investec Asset Finance plc are companies linked to us, as we are all part of the Investec Group.

Are we authorised to arrange finance for you?

Yes, we are authorised for credit-broking activities by the Financial Conduct Authority (“FCA” – Firm Reference Number 661294). For more information, please visit the FCA website at: https://register.fca.org.uk.

Please note that business customers may not be protected under the Consumer Credit Act 1974 or FCA rules.

Do you have to pay for our service?

No, you make no payment to us. But a funder we work with may pay us for introducing you to them. Different funders may pay us different amounts. We will tell you how much we have been paid by a funder on request.

Can we give independent financial advice?

No, we are not independent financial advisers and so are unable to provide you with independent financial advice.  But, apart from our links to MIVF and Investec Asset Finance plc, we are independent of all the other funders we introduce business to.

How will we use your information?

We will use your information to obtain quotes from funders and to process finance applications through them and we and/or they may also conduct searches of your record held with one or more credit reference agencies. Credit checks may as a result appear on your credit file lodged by organisations with whom you have not dealt directly. The personal information collected will also be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected you could be refused certain services, finance or employment. Further information of how your information will be used by us, funders and these fraud prevention agencies, and your data rights can be found at https://mannisland.co.uk/data-protection. The personal data of any joint applicant or guarantor is processed on the same basis.

The Investec Group may contact you periodically by telephone and/or post to provide information regarding events, products, services and content that may be of interest to you, unless you advise us that you do not wish to receive marketing or market research from us.  The Investec Group will not send you marketing or market research requests by email or other electronic means unless you agree to this.

Processing for marketing purposes applies to the principal applicant. Any secondary joint applicant or guarantor will not be marketed.

If at any time you wish to stop receiving marketing or market research from the Investec Group, please contact us via [email protected].

More information about MI Vehicle Finance Limited – Mann Island’s Finance Company

Who are we?

MI Vehicle Finance, a lender, which is part of the Investec group of companies (the “Investec Group”).

What can we do to help finance your vehicle?

We are a finance company (“funder”) which may be able to finance your transaction. We only accept business introduced through brokers, including Mann Island Finance Limited (MIF – see above), a linked company which is also part of the Investec Group.  We have a range of finance products which we may be able to offer you, including hire purchase, personal contract purchase, lease purchase and finance lease.

Are we authorised to arrange finance for you?

Yes, we are authorised for lending activities by the Financial Conduct Authority (“FCA” – Firm Reference Number 718729). For more information, please visit the FCA website at: https://register.fca.org.uk. Please note that business customers may not be protected under the Consumer Credit Act 1974 or FCA rules. 

We are also members of the Finance & Leasing Association and subscribe to its Lending Code, under which we make various commitments to our customers.  The Lending Code can be downloaded from: https://www.fla.org.uk/consumer-information/lending-code/.

Do you have to pay for our service?

You will only have to pay us if your application for finance is accepted and you enter into a finance agreement with us.  You will then make monthly payments to us, which will include interest charges to cover our costs.  We may make other charges but these will be notified to you before you enter into a finance agreement. 

Can we give independent financial advice?

No, we are not independent financial advisers and so are unable to provide you with independent financial advice. Your broker will be able to assist you in selecting a product which is suitable for your needs and circumstances and affordable for you.

How will we use your information?

We will use your information to process your finance applications and to assess creditworthiness.  We will conduct searches of your record held with one or more credit reference agencies for this purpose. Credit checks may as a result appear on your credit file lodged by organisations with whom you have not dealt directly. The personal information collected will also be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected you could be refused certain services, finance or employment. Further information of how your information will be used by us and these fraud prevention agencies, and your data rights can be found at https://mannisland.co.uk/mivf-data-protection/. The personal data of any joint applicant or guarantor is processed on the same basis.

The Investec Group may contact you periodically by telephone and/or post to provide information regarding events, products, services and content that may be of interest to you, unless you advise us that you do not wish to receive marketing or market research from us.  The Investec Group will not send you marketing or market research requests by email or other electronic means unless you agree to this.

Processing for marketing purposes applies to the principal applicant. Any secondary joint applicant or guarantor will not be marketed.

If at any time you wish to stop receiving marketing or market research from the Investec Group, please contact us via [email protected].

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